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Senior Banking Professional
Arifmehadi
Nesargi
Area Sales Manager — MSME & Consumer Banking
DBS Bank · Karnataka, India
Dynamic Sales & Marketing leader with 9+ years driving revenue across banking, credit, and MSME lending. Known for building high-performance teams and growing loan portfolios worth ₹60+ Crore.
Career Journey
Professional Experience
Oct 2024 – Present
DBS Bank
Area Sales Manager – MSME (Karnataka)
- Driving MSME loan business across Karnataka as Business Continuity Plan lead, managing 3 SMs and 20 DSTs.
- Handling both DSA and Branch vertical business across the cluster.
- Conducting regular marketing activities for lead generation and coordinating with credit team for daily business.
- Empowering staff members to improve file quality and boost monthly average productivity.
Jun 2022 – Oct 2024
SMFG India Credit Co. Ltd (formerly Fullerton India)
Area Sales Manager – Micro LAP, Belgaum
- Managed Belgaum, Hubli, Davangere and Shimoga locations for LAP segment with 4 SMs & 15 Sales Officers.
- Oversaw portfolio of ₹60+ Crore, ensuring seamless delivery under prescribed TAT guidelines.
- Drove channel partner confidence and monitored RM/SM visits to grow business across ROK.
- Led sales contests, bucket collections, persistency drives, and cross-selling initiatives.
Sep 2019 – Mar 2022
SMFG India Credit Co. Ltd
Relationship Manager – Micro LAP, Belgaum
- Managed Belgaum location for LAP segment with a geo limit of 75km.
- Drove business through DSA channels and coordinated with Channel Partners for TAT adherence.
- Empowered DSAs and Connectors to improve file quality and productivity.
Dec 2017 – Sep 2019
RBL Finserve Ltd
Senior Relationship Officer – MSME, Karnataka
- Recognized by Business Head for excellence in MSME Champion's League 2017–18 and 2018–19.
- Qualified for Goa & Thailand performance contest for two consecutive years.
- Managed field collections, monitored delinquency, and achieved individual sales targets consistently.
Jan 2017 – Dec 2017
RBL Bank
Relationship Officer – MSME, Karnataka
- Delivered high-quality customer service through exceptional product knowledge.
- Adhered strictly to policy and process guidelines for MSME lending.
Expertise
Core Competencies
Strategic Planning
Business Development
Sales & Marketing
Banking Products
Customer Relations (CRM)
Market Penetration
Team Building
Operations Management
MSME Lending
Competition Analysis
Channel Partner Mgmt
LAP / Loan Products
Academic Background
Education & Training
B.E. (Mechanical Engineering)
Visvesvaraya Technological University, Belgaum
2015
Relationship Officers Training Program
RBL Bank in partnership with Manipal University — Sales & Marketing of MSME Loans
Certified Professional
Languages Known
English · Hindi · Kannada · Marathi
Multilingual
Let's Connect
Get in Touch
Mobile
+91 8792402400
Alternate
+91 9164980586
Email
[email protected]
LinkedIn
arifmehadi-nesargi
Location
Belagavi, Karnataka